The FDIC publishes a periodical called “Consumer News”. One edition headlines “You Can Organize and Simplify Your Financial Life: A How-To Guide“. I am posting the link to the publication (PDF format) for online viewing, file saving and/or printing. It’s got some really good basic advice!
Which Bills to Pay When You Cannot Pay Them All Below is an excerpt from a response by Mary Hunt to a inquirer: “Here is the rule of thumb: Do not make payments on nonessential bills when you have not paid essential ones, even if your nonessential creditors are breathing down … Continue reading Which Bills to Pay When You Cannot Pay Them All
Make a personal-finance resolution or two By Claudia Buck / Sacramento Bee Posted: 01/09/2011 12:01:00 AM PST from the Mercury News http://www.mercurynews.com/business/ci_17007770 It’s that virtuous time of year for all those good intentions: Lose weight, clean out closets, learn a foreign language. For New Year’s resolutions involving money, there are two biggies: paying down debt and … Continue reading Make a personal-finance resolution or two
From the Los Angeles Times, December 16, 2009 Spend or save — what’s an American supposed to do? by STEVE LOPEZ If you listen to politicians, analysts and pundits, you’ll hear it both ways, along with a lot of conflicting and indecipherable gibberish. Economist Christopher Thornberg has some answers. So here I am at the … Continue reading Spend or Save? Mixed Signals
This is one of the best financial planning tools I know of. It was developed by the AICPA (American Institute of Certified Public Accounting) and puts issues in very understandable terms. http://www.360financialliteracy.org/ Continue reading 360 Degrees of Financial Literacy